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    Terms of Use

    Last updated: 2026-05-21

    This document is intended to guide platform use and protect Banking Prep AI and its users. It is not definitive legal advice and should be reviewed by counsel before being treated as final legal copy.

    1. Acceptance

    By creating an account, accessing or using Banking Prep AI, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the platform.

    We may update these Terms from time to time and may require renewed acceptance before continued access.

    2. Permitted use

    The platform is provided for individual educational preparation for investment banking interviews and related recruiting processes.

    You are responsible for your credentials. Account sharing, resale, lending or use by third parties is prohibited.

    3. Intellectual property

    All content, structure and product experience belong to Banking Prep AI or its licensors, including questions, answers, explanations, flashcards, mocks, text, tracks, lessons, prompts, flows, layouts, design, code, features, taxonomies, assessment methods and product organization.

    No intellectual property rights are transferred to users, except for a limited, revocable, non-exclusive right to access the platform for personal educational use.

    4. Copying and commercial exploitation

    You may not copy, reproduce, redistribute, publish, resell, sublicense, make available, train models on, create derivative works from, or commercially exploit any Banking Prep AI content or functionality without prior written authorization.

    You may not use the platform, content, flows, structure, data or features to build, train, feed, compare, replicate, validate or improve a competing or substantially similar product.

    5. Automation and reverse engineering

    Scraping, crawling, abusive automation, mass extraction, bots, scripts, extensions or automated mechanisms to extract, index, copy or monitor platform content are prohibited.

    Reverse engineering, decompilation, attempts to discover source code, prompts, architecture, internal models, scoring rules, proprietary logic or security mechanisms are prohibited.

    6. Monitoring, security and suspension

    We may monitor usage patterns, technical events, access volume, copy attempts, API calls, suspicious errors, IP address, device and user agent for security, fraud prevention, intellectual property protection and platform integrity.

    We may suspend, block or terminate accounts for violations or reasonable suspicion of misuse, abuse, automation, account sharing, attempted circumvention or improper competitive use.

    7. Paid plans, cancellations and refunds

    Paid plans, credits and add-ons follow the terms shown at checkout and in the subscription page. Recurring subscriptions may renew automatically until canceled.

    Cancellations take effect according to the purchased cycle. Refunds follow our Refund Policy, including the 7-day guarantee where applicable.

    8. AI, educational content and no guarantee

    AI features, feedback, model answers and mocks are educational tools and may contain limitations, errors or judgment differences. You should use your own judgment.

    Banking Prep AI does not guarantee interview success, selection process outcomes, jobs, internships, offers or professional results.

    9. Limitation of liability

    To the maximum extent permitted by law, Banking Prep AI will not be liable for indirect damages, lost opportunities, lost revenue, interruptions, unavailability, decisions made based on educational content or misuse of the platform.

    10. Governing law, venue and contact

    These Terms are governed by the laws of Brazil. The courts of Sao Paulo/SP, Brazil are elected as venue, unless mandatory law provides otherwise.

    Contact: support@bankingprepai.com.